Debt Collection & Bankruptcy

The attorneys at Smith & Johnson have represented banks, credit unions, businesses and individuals in the collection of both commercial and individual debts for over 40 years. In 2018, for a single credit union in South-Central Michigan, our attorneys served over 770 demand letters, filed over 400 collection lawsuits, and collected over 1.3 million dollars for that credit union. Having invested heavily in state-of-the-art collection software and assembled a team of attorneys and paralegals to manage a case load in excess of 6,000 files, Smith & Johnson is uniquely positioned to deliver outstanding value to our commercial and individual collection clients. We also have years of experience in representing businesses and individual creditors through the bankruptcy process from the filing of their proof of claim, negotiation of payments received under a Chapter 13 and even adversarial proceedings when the dischargability of the debt itself has been successfully challenged by our team.

Debt Collection & Bankruptcy Areas of Service

• Commercial Collection and Claim & Delivery Actions
• Collection of Delinquent Accounts
• Foreclosure
• Eviction Proceedings
• Forfeiture Actions
• Chapter 7 and 13 Bankruptcy, Workouts and Receiverships
• Asset Recovery Preferences and Lien Avoidance Actions
• Defending Fair Debt Collection Practices Act Violations