Don’t Fall for These Common Misconceptions About Filing a Car Accident Claim in Michigan

If you've been involved in a car accident in Michigan and you want to take action, it's crucial to understand your rights and the claims process to ensure you seek the compensation you deserve. Unfortunately, there are several common misconceptions surrounding car accident claims that can hinder your ability to pursue proper compensation.

 

In this blog post, we will debunk these misconceptions, provide accurate information, and empower you to navigate the claims process confidently. By separating fact from fiction, you can make informed decisions and effectively protect your rights.

 

 

 

 

 

 

1. "I don't need to seek medical attention if I feel fine after the accident."

 

 

 

Even if you feel fine immediately after the accident, it's essential to seek medical attention as soon as possible. Some impact injuries may not show symptoms right away but can have long-term consequences. Seeking medical attention promptly not only ensures your well-being but also establishes a crucial link between the accident and any injuries you may have sustained. Delaying medical attention, on the other hand, may harm your health and weaken your personal injury claim.

 

 

 

2. "I can handle the claims process on my own."

 

 

 

While it is possible to handle a car accident claim on your own, it's highly recommended to seek professional legal assistance. Personal injury laws are complex, and insurance companies have teams of skilled adjusters and lawyers working to protect their interests.

 

 

An experienced personal injury attorney in Michigan can navigate the legal complexities, gather evidence, and advocate for your rights every step of the way. They will ensure that you seek fair compensation for your damages and prevent you from falling victim to the tactics of insurance companies.

 

 

 

3. "I need to accept the initial settlement offered by the insurance company."

 

 

 

Insurance companies often offer initial settlements that are far lower than what claimants deserve. Accepting an early settlement without seeking legal advice can leave you with insufficient compensation for your injuries and losses. Remember: Once you accept a settlement, you typically forfeit your right to pursue further compensation.

 

 

 

4. "If the accident was partly my fault, I can't file a claim."

 

 

 

Michigan follows a comparative negligence rule, which means that even if you were partially at fault for the accident, you can still pursue a claim. However, the compensation you receive may be reduced based on your percentage of fault. It's important to consult with an attorney who can evaluate the details of your case and determine how comparative negligence may affect your claim.

 

 

 

5. "I have plenty of time to file a car accident claim."

 

 

 

In Michigan, there is a statute of limitations that sets a time limit for filing a car accident claim. Generally, you have three years from the date of the accident to file a claim. Waiting too long can jeopardize your ability to seek compensation.

 

 

 

 

 

 

Discuss Your Claim with a Car Accident Attorney in Michigan

 

 

 

If you were hurt in a wreck through no fault of your own and you want to seek justice, turn to Smith & Johnson. We know just how devastating accidental injuries can be for the whole family, and that’s why we’re determined to fight on behalf of those who have been wronged by others. Call 231-946-0700 or submit our Contact Form to schedule a free initial consultation with a car accident lawyer in Michigan.